Outrageous Insurance Claims for Exotic Cars

ferrari wrecked

It is almost every hot blooded man’s dream to own a Ferrari or a Lamborghini, but expensive cars come with expensive insurance premiums. Because exotic cars are placed in a high risk category due to their appeal to thieves and incredible cost of repairs, car insurance providers charge a higher rate of insurance premium to compensate.

To illustrate why these premiums are so high, below are a few examples of the most outrageous exotic car insurance claims:

1. Ferrari Enzo: Suleyman Kerimov, businessman and multi-billionaire listed by Forbes as one of the world’s richest people, Suleyman Kerimov bought a luxurious Ferrari Enzo car. When driving the car at extremely high speeds in Nice, he crashed into a tree and totaled the car. The crashed cost $1.2 million.

2. McLaren F1: Known as Mr. Bean from the Mr. Bean British television show and movies, actor Rowan Atkinson has been collecting exotic cars since 1982. Rowan bought the McLaren and used it for the family rides. The speed limit of the car is 240 miles per hour. In 1999, Rowan was driving the car and crashed into a Rover Metro. The car was estimated at $1.2 million US

3. Bugatti Veyron: The exotic Bugatti Veyron is one of the fastest cars and the insurance is very expensive. One of these luxury sports cars crashed in Britain. The crash is believed to be the most expensive individual car crash. It cost 1.6 million bucks.

4. Ferrari 250 GTO: In 2008, an English buyer bought a Ferrari 250 GTO for $28.5 million at an auction which made it the most valuable car in the world. He was involved in a crash and totaled the car. It is the most expensive car crash ever.

5. Bugatti EB110: Valued at $500,000 the Bugatti EB110 is one of the more expensive and powerful fast cars. Famous “feel good” guru Emile Ratelband was the owner of a 1992 Bugatti EB110 and had it in a garage for an annual check-up. A mechanic was test driving it when he claims he hit an oil slick and crashed it into a pole.

6. Mercedes Benz SL 300: The SL 300 “Gullwing” is one of the finest exotic car. An owner of one of these cars valued at about $750,000 decided to race it on the streets of Mexico at the annual “La Carrera Panamericana” race. Unfortunately, he crashed the car at a cost of almost a million dollars

It is always sad when a gorgeous exotic car is damaged in an accident. However, for those who own them, they can greatly afford the costs. Insurance companies, however, probably weep a little when a claim is made for one of these exotic cars.

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